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</html><thumbnail_url>https://www.mouthymoney.co.uk/wp-content/uploads/2022/12/microsoft-365-oUbzU87d1Gc-unsplash-scaled.jpg</thumbnail_url><thumbnail_width>2560</thumbnail_width><thumbnail_height>1707</thumbnail_height><description>With skyrocketing energy bills and mortgage rates, it&#x2019;s becoming more important to balance your monthly income and spendings. Here are some of our favourite stories from around personal finance this week to help you get your head around money. Five things you didn&#x2019;t realise were affecting your credit score Nicole Garcia Merida, writing for Money&hellip;</description></oembed>
