Money Remixed by Mark Wilkinson and Paul Grant is an exploration of what it takes to establish a wealthy ‘mindset’.

This, the authors believe, can help anyone who wants to improve their financial situation establish the attitudes and frame of mind needed to succeed.

The book details Mark and Paul’s varied life experiences and how they came to the successes in their work lives more generally.

Mark was for many years an internationally successful DJ, while Paul has been a successful businessman in a career spanning continents.

The authors detail 14 key steps needed to establish their ‘wealthy mindset’ which are the lynchpin of the book.

But beyond that it looks at how to approach early years, early career, life beyond a career and how it all fits together, to give readers a comprehensive framework for leading a wealthier life.

To get your hands on a copy of Money remixed straight away, it is available on Amazon.

The book is part of a wider series from Mark, his original book called Life Remixed looks at Paul’s personal experiences and how people can remix their lives.

The authors are planning more books very soon, including Personalities Remixed (Summer 2025) and Business Remixed (Winter 2025).

Money Remixed podcast

Mouthy Money editor Edmund Greaves had the chance to catch up with both Mark and Paul on the podcast.

They explore the mindset behind wealth, breaking down societal stigmas, and the link between health and financial success.

Sharing personal stories, they highlight the power of discipline and self-awareness, and call for a new, empowering narrative around money.

Find out how to listen on our podcast page.

How to win one of five copies of Money Remixed

To win one of five copies of Money Remixed, just enter your name, address and email on our competition form linked below.

Winners will be drawn at the end of May. Good luck!

WIN A COPY OF MONEY REMIXED

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Mouthy Money competitions is constantly on the look out for new and interesting personal finance books for our readers to offer as competition prizes.

But we don’t just do book competitions! Keep an eye on the page for other exciting giveaways in future or subscribe to the newsletter to get updated right into your inbox each week.

See the details of current and past Mouthy Money competitions and how to win below.

Current Mouthy Money competitions

Coming Soon

Past Mouthy Money competitions

Here are some of the past Mouthy Money competitions. Keep an eye on our page, or subscribe to our newsletter to find out when the latest competitions launch.

WIN one of five copies of How to Retire by Christine Benz

Mouthy Money readers can win one of five copies of How to Retire by Christine Benz, Harriman House, RRP £14.99.

How to Retire by Christine Benz is a book about retirement at its heart.

Retirement is a complicated thing to manage and prepare for. It really pays to think about it well ahead, and have a clear idea in your mind of what you want to achieve.

How to Retire by Christine Benz is the perfect companion to this process. But this is no identikit guide to how to prepare for retirement. Instead, Christine interviews 19 financial experts to gain insights in detail into the steps for preparing to retire.

WIN one of five copies of The Soul of Wealth by Daniel Crosby

Mouthy Money readers can win one of five copies of The Soul of Wealth, 50 Reflections on Money and Meaning by Daniel Crosby, Harriman House, RRP £14.99.

The Soul of Wealth by Daniel Crosby is a thoughtful look at the meaning behind ‘wealth’ and how a normal person can reflect on, and work towards achieving it

This is all done while decoupling the idea of wealth from the pure numerical hoarding of cash and asset.

WIN a copy of of No worries – how to live a stress-free financial life by Jared Dillian

Readers can win one of 10 copies of Jared Dillian’s No Worries – how to live a stress-free financial life by entering the latest Mouthy Money competition below.

Jared Dillian’s No Worries – how to live a stress-free financial life is an eye-opening look at the way we all think about money. From stockbrokers to hospitality workers – we all have one thing in common: we’re worried about our money

WIN a copy of You’re not broke, you’re pre-rich by Emilie Bellet

Mouthy Money readers can win one of three copies of Emilie Bellet’s fantastic financial self-help book, You’re not broke, you’re pre-rich.

You’re not broke, you’re pre-rich is an unpretentious, informative ride across the personal finance landscape.

It provides useful and easy to understand explanations of key themes, process and ideas for understanding money better.

WIN a copy of Loose Change – Tina Learns to Save by Sonia Rach 

Are you looking for a fun and educational book to spark your child’s interest in financial literacy? Look no further than Loose Change – Tina Learns to Save by Sonia Rach.  

We’re excited to offer a chance to win one of five copies of Sonia’s book.   

Loose Change – Tina Learns to Save is a children’s book that combines storytelling with valuable lessons about money management.  

For a chance to win, complete the form here.

WIN a copy of The Everything Token by Steve Kaczynski and Scott Duke Kominers

Kaczynski and Kominer’s book take an unapologetically positive spin on NFTs. When it comes to any sort of investing, Mouthy Money thinks its readers should view everything through a critical lens – but if you want to understand how the tech works, this book should do the job.

Read our review here.

The competition is now CLOSED and winners have received their copies. You can buy a copy of the book here.

WIN a copy of Freedom: Earn It, Keep It, Grow It by Robert Gardner

Achieve financial freedom with three money habits – earn it, keep it, and grow it. Use this book as your toolkit to make your money work for you. Whether you’re managing debt, saving for a rainy day, or investing in your future, this proven approach to financial planning makes complex money concepts easy to understand.

For the full interview with the author, click here.

The competition is now CLOSED and winners have received their copies. You can buy a copy of the book here.

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The Soul of Wealth by Daniel Crosby is a thoughtful look at the meaning behind ‘wealth’ and how a normal person can reflect on, and work towards achieving it

This is all done while decoupling the idea of wealth from the pure numerical hoarding of cash and asset.

In his book, Crosby argues that the “shallow pursuit of wealth can strip wealth of its essence.”

However, by engaging in “thoughtful introspection, experimenting with new ways of being and pursuing soulful living, money can serve as the transformative tool it us meant to be,” he believes.

What’s in the book?

The Soul of Wealth is a collection of 50 short essays on what it means to be wealthy and some of the philosophical grounding in our culture that this comes with. It includes sections such as:

• You might be solving the wrong problem
• The Joneses aren’t that happy
• Being rich requires being weird

The essays contain historical and philosophical musings around wealth, including behavioural insights and some practical applications of the ideas.

Crosby writes that the book is designed to help the reader contemplate and implement these ideas.

Who is the author?

Dr Daniel Crosby is an American psychologist and behavioural finance expert with popular previous tomes on money including The Laws of Wealth and The Behavioural Investor.

He considers The Soul of Wealth a companion to these books, thinking more deeply about what it means to be wealthy and how that relates to the accumulation of money.

Aside from writing, Crosby helps organisations understand the intersection of mind and markets. His first book, Personal Benchmark: Integrating Behavioural Finance and Investment Management, was a New York Times bestseller.

His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into 12 languages.

His third book, The Behavioural Investor, was Axiom’s best investment book of 2019 and is a comprehensive look at the neurology, physiology and psychology of sound financial decision-making.

When he’s not decoding market psychology, Daniel is a husband and father of three, a fanatical follower of the St. Louis Cardinals, an explorer of the American South, and an amateur hot sauce chef.

How can I win a free copy?

To win one of FIVE copies of The Soul of Wealth, follow the link below and enter your name, email and home address.

Mouthy Money will draw the winners at the end of November 2024 who will be contacted and sent their free copies.

This competition now is closed

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Readers can win one of 10 copies of Jared Dillian’s No Worries – how to live a stress-free financial life by entering the latest Mouthy Money competition below.

Jared Dillian’s No Worries – how to live a stress-free financial life is an eye-opening look at the way we all think about money. From stockbrokers to hospitality workers – we all have one thing in common: we’re worried about our money.

Dillian isolates the real causes of financial worry – debt and risk – and takes a systematic approach to how to manage these worries.

From developing the right attitude, to balancing your relationship with money and managing stress around money, Dillian offers expert insights into how to have a healthier relationship with our finances.

In his book Jared reveals:

•  how the right kind of abundance mindset works wonders
• how to purge the urge to splurge (without making life a drag)
•  the most effective ways to use credit cards that no one tells you about
•  the smart ways to buy big-ticket items, from houses to cars
•  what’s gone wrong with student loans and how to use them sensibly
•  how to ace investing with the set-and-forget ‘awesome portfolio’

For readers it is however worth keeping in mind that some of the examples and other information in the book may be USA-specific. However, the broader spirit of the book just as well for UK-based readers.

About the author

Jared Dillian is a writer and entrepreneur who has written several books about money, including an excoriating 2011 account of Lehman Brothers during the Great Financial Crisis.

He is based in South Carolina having previously lived for many years in New York, the financial centre of North America.

Dillian has a range of other resources available including newsletter and personal financial courses to help people overcome their money problems.

How to win a copy

Mouthy Money readers can win one of 10 copies of Jared Dillian’s No Worries – how to live a stress-free financial life by clicking the sign up link below and adding their details.

We’ll draw the winners at the beginning of July and get in touch via email to let you know you’ve won.

This competition is now closed.

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Mouthy Money readers can win one of three copies of Emilie Bellet’s fantastic financial self-help book, You’re not broke, you’re pre-rich. Here’s how.

You’re not broke, you’re pre-rich is an unpretentious, informative ride across the personal finance landscape.

It provides useful and easy to understand explanations of key themes, process and ideas for understanding money better.

Despite the title, the book isn’t a ‘get rich quick’ scheme – instead it is aimed at people who want to build wealth and improve their finances in a sustainable and responsible way.

The author, Emilie Bellet, who once worked at Lehman Brothers before it collapsed at the beginning of the financial crisis, is a financial coach and founder of Vestpod, a financial coaching firm dedicated to helping women improve their financial fortunes.

The theme runs through the book and helps shine a light on the issue of women’s underperforming finances in the face of the additional challenges they face through their careers and lives more broadly.

In You’re not broke, you’re pre-rich you’ll be taken on a journey through budgeting, planning for the future, how to get a raise, investing and buying a home – among other things.

The book is an excellent compendium of key financial concepts and things to think about when looking to improve your financial lot.

How to WIN a copy of You’re not broke, you’re pre-rich

To win one of three copies of You’re not broke, you’re pre-rich, all you need to do is jot down your details in the sign up form linked below.

We’ll draw the winners at the end of May and get in touch over email to let you know if you’ve won.

THE COMPETITION IS NOW CLOSED AND WINNERS WILL BE DRAWN AND CONTACTED

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Are you looking for a fun and educational book to spark your child’s interest in financial literacy? Look no further than Loose Change – Tina Learns to Save by Sonia Rach.  

We’re excited to offer a chance to win one of five copies of Sonia’s book.   

Loose Change – Tina Learns to Save is a children’s book that combines storytelling with valuable lessons about money management.  

Authored by Sonia Rach, this book follows Tina, a curious young girl who embarks on a journey to understand the importance of saving money.  

Through colourful illustrations and relatable scenarios, children can learn essential financial concepts in a way that’s both entertaining and easy to comprehend. 

Why financial literacy matters

Teaching children financial literacy from a young age sets them on the path to making better financial decisions in the future.  

By introducing concepts such as budgeting, saving, and sensible spending early on, parents and educators can empower children to develop healthy money habits that last a lifetime.  

Loose Change – Tina Learns to Save serves as a valuable tool in this endeavour, making learning about money management enjoyable and accessible for young readers.  

For more, check out our podcast with Sonia. 

About the author 

Sonia Rach is a financial journalist at FTAdviser, and author with a passion for financial education and literacy.  

With a background in financial journalism and a love for storytelling, she combines her expertise to create engaging content that educates and inspires children to become financially savvy individuals.  

Her first book for kids, Loose Change – Tina Learns to Save is a testament to her commitment to empowering the next generation with essential life skills. 

How to win one of five copies

Participating in the competition is easy. Click the link below and fill the form with your details for a chance to win a copy of Loose Change – Tina Learns to Save.  

THE COMPETITION IS NOW CLOSED AND WINNERS WILL BE DRAWN AND CONTACTED

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The Everything Token takes a whistle-stop tour through the landscape of NFT technology – what they are, how they work and the potential for digital assets.

NFTs haven’t been short of controversy in the past two years as the valuations of digital artworks such as the infamous ‘Bored Apes Yacht Club’ and others reached feverish levels before crashing back down to earth.

Kominers himself is a professor and economist at Harvard Business School in the USA, but the book is written in an accessible way that us normies can still grapple.

Kaczynski and Kominer’s book take an unapologetically positive spin on NFTs. When it comes to any sort of investing, Mouthy Money thinks its readers should view everything through a critical lens – but if you want to understand how the tech works, this book should do the job.

Mouthy Money is giving away three copies of The Everything Token by Steve Kaczynski and Scott Duke Kominers to help you get your head around ‘non-fungible tokens’ or NFTs.

What are NFTs?

Non-fungible tokens or NFTs are a form of digital token that confers ownership of an asset and confirms it digitally using a blockchain to record said ownership.

NFTs gained widespread attention during an investment bubble of 2021 before crashing back to earth in the past two years.

Beyond digital artwork that saw much of the hype, Kaczynski and Kominers see much potential for the technology to be used as a marketing tool – fans of products of major global brands will buy digital collectibles in order to show off their digital association with those brands, for example.

Elsewhere NFT technology could replace essential ownership documents for assets that aren’t easily transactable such as property, jewellery, watches, real-world artwork (think Van Gogh or Picasso) or basically anything else that might need a proof of ownership.

THE COMPETITION IS NOW CLOSED AND WINNERS WILL BE DRAWN AND CONTACTED

NFT ownership, trading and purchase carries risk. You can lose all your money just like with any other kind of investment. Make informed choices and don’t use money you can’t afford to lose.

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PLUS: find out how you can have a chance to win one of five copies of the book on how to achieve financial freedom

Thanks for joining us Robert. Tells us a bit about yourself and your background.

I’m an author, entrepreneur, and investor. Having spent the last 20 years in an investment consultancy called Redington, I founded a pensions business called Mallow Street and also RedSTART, a charity to teach young people about money, how it works and how to make it work for them.

I’ve also written two books: a children’s book called Save Your Acorns in 2016, which is a short animated book, and then my lockdown project, Freedom: Earn It, Keep It, Grow It, which covered three kind of core money moves and was aimed at young professionals or self-employed, earning between £30k – £150k and getting them to think about money.

Talking about Freedom:  Earn It, Keep It, Grow It, along with the three core aspects to it, what’s the main takeaway that you want people to get from it?

The big takeaway is that it’s not how much you earn, but how much you keep and grow and the magic of compound interest: how much work investing can do for you when saving for a pension or other things over a 40 – 50-year time frame, but in order to do that you need to keep hold of your money. At the same time, clearly if you’re earning £60k, it’s easier to do this than if you’re earning £30k.

I also wanted to dispel the myth around earning more money that people can create financial freedom by building this discipline of saving. It’s about having a plan and building the habit of saving 20% and thirdly if you’re saving for a pension or investing, then you need to think ahead.

What is the incentive for somebody who’s looking to make more with their money to put it into investments when they could just be earning 5% in a savings account?

Even if you look at a time when inflation was quite benign and running at 3%, your money would still be halving every 20 years. Unless you’re owning real assets, if you’re just putting all your money in the bank account, you’ll really struggle to grow it faster than inflation and that’s why you need to invest.

However, it’s hard to do, managing the tension between what feels the right thing to do over the next two years rather than over the next 20 years.

One of the key things I talk about in the book is ‘weatherproofing’ your finances – paying off your debts and having an emergency buffer of between three to 12 months of your living expenses which will enable you to weather the bumps in the road.

Your background is in investing and pensions consultancy. How can you take your experience and translate that into a book for the general public / average consumer?

The challenge is the same whether it’s an institution, pension fund or an individual. The trick is the language and the engagement.

I wrote Save Your Acorns, I founded RedSTART and I’ve delivered 1,000s of hours of financial training to primary-age children right the way through to adulthood. Through the work I’ve done around financial education – including RedSTART, teaching Girl Guides about entrepreneurship, sitting on the World Economic Forum and being chair of the Financial Education Council.

I’m aware of the importance of how you demystify the technical aspects of financial products such as pensions and make them relatable in a way that encourages people to take action

That brings me to my next question, tell me a bit more about RedSTART and what your involvement is in the charity. How did it get started and where it where it’s at now.

I’m the co-founder of RedSTART, and I’m still a trustee and very actively involved in the charity.

The genesis of it was having co-founded the pensions consultancy Redington, I wanted to do something that related or linked to our business but went beyond that. We started out by working with a local secondary school and teaching teenagers about money matters such as, tax, saving and investing.

However, in 2013, research came out from Cambridge University which revealed that our money-saving habits are formed by the age of seven and so we decided to focus our support on primary schools.

Our aim is to teach them through experiential learning and games about how to earn, keep and grow money, which inspired the title of my book. Having delivered financial education to about 45,000 children, our new CEO Sarah Marks joined the charity a couple of years ago and refreshed the strategy.

The charity is working with The Policy Institute at King’s College London on a seven-year longitudinal research study called ‘Change the Game’ working with over 45 schools in areas of greater disadvantage and tracking how they’re doing, to hopefully demonstrate that teaching them financial education at an early age has a beneficial future impact, helping them to make the right financial choices and decision when they become older.

I’m hugely passionate about RedSTART and that’s why all proceeds from my book are going directly to support the fantastic work it’s doing.

We’ve given copies of my book to the teachers and children that we’re working with at RedSTART – and actually some of the book’s characters are used in RedSTART’s educational materials!

Do you think financial education should be separate from maths? What do you see in terms of who should be responsible ultimately?

What RedSTART is trying to do is teach the concepts of money and the habits they’ll need in later life.

That doesn’t mean teaching them about underlying complex financial things, but about getting them to a point that when they start work, they’re engaged with their money, thinking about their pension and understanding if they get a pay rise, the   trade-offs between saving and paying off debt, for example.

Not everyone’s going to get excited about the detail of financial or financial products, but it’s about giving them a base level of awareness and understanding around making good money decisions in our everyday life, as getting them right or wrong can have a profound impact on our lives and our mental health.

How realistic do you think achieving financial freedom is for people, ultimately? And can people take hope in that?

For most people, there’s an opportunity to take out about 10% of their expenses and divert that for long-term investing and actually over 10-20 years it makes a massive difference. I do believe if you kind of follow the examples in the stories you can create financial freedom.

Would you like a chance to win one of five copies of Freedom: Earn It, Keep It, Grow It by Robert Gardner?

The competition is now CLOSED. Winners will be announced shortly.

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Are you looking for a fun and potentially profitable hobby? If your options for side hustles are limited, maybe entering competitions, or comping, is a good option.

It is something you can do from home and all you need is a smartphone or computer. Here’s a beginner’s guide to start comping.

There are many serious compers who win big prizes on a regular basis. In fact, an old colleague of mine, Martin Saiz, was winning a holiday almost every year at the height of his comping efforts.

His last big win was 10 nights in the Philippines, which he gave to his daughter for her honeymoon. He has also had trips to Moscow, Italy, Switzerland, France, Ireland and in the UK. One particularly exciting win was a €9000 weekend on a giant yacht in Ibiza, where his name was picked out live on Facebook.

Di Coke, also known as Super Lucky Di, says that she has won an average of £12,000 a year in prizes since she took up comping in 1997.

Put in regular effort

If you want to be successful as a comper you need to put in regular effort, rather than just entering the occasional competition you come across. Set yourself a specific amount of time to enter competitions.

Martin spends around 60-90 minutes each evening after work, but you could allot your morning bus or train ride to start comping, use your lunch break, or get up half an hour early and to enter whilst you drink your morning coffee. 

If you systematically enter as many competitions as you can as often as possible, you are much more likely to win regular prizes than someone who just goes in for the odd comp.

Before you begin, Di suggests that you set up a special email address, as entering competitions definitely means more spam. Don’t forget to check your inbox daily in case you have won, including your junk mail box. 

How to find competitions

Fortunately, these days it is easy to find competitions. There are reputable comping sites that have hundreds of opportunities every day, as well as competition forums where members share competitions and draws they have come across.

Here are some of the best places:

• Loquax 
• Super Lucky Di
• MSE competitions forum 
• Latest Deals UK competitions
• HotdealsUK competitions

Social media platforms can be a good source of competitions, especially Twitter, Facebook and Instagram. Search for the hashtags #win #competition #competitiontime, etc.  Radio shows and their websites also feature regular competitions, such as Heart, as do magazines like Marie Claire and Prima.

Super Lucky Di has a great list of places to find competitions here.

Beware of scams and read the Ts&Cs

Super Lucky Di says that it is best to stick to competitions run by brands that you trust. She says to beware of competitions or draws that require you to hand over too much personal information. Some unscrupulous sites will sell this on and you are likely to be bombarded with spam emails and phone calls. 

The Money Saving Expert forum has a thread where scam competitions are posted. They warn against competitions that say you are a winner but demand money for admin fees, etc.

If you win a genuine competition you will never be asked to pay to get your prize.

Make the best use of your time

It is easy to get swept up when you start comping, meaning that you enter everything in sight. However, to make best use of your time, it makes sense to only enter competitions with prizes you actually want to win. It is pointless taking the time and effort to win something you will have no use for.

Having said that, Martin tells me he used to enter everything, and once won a breast pump! (His kids were grown up at this point…)

Read the rules and follow the instructions, including the terms and conditions, and any time limits on the prize. It would be disappointing to win tickets to an event for a day you aren’t available.

Martin also suggests using autofill whenever you can, as it is a real time saver.

Find low entry competitions

Martin recommends entering competitions with tie-breakers, such as completing a sentence, writing a rhyme or a slogan, as you are statistically more likely to win.

People assume they won’t come up with anything funny or clever enough so don’t bother and entry numbers are lower. He advises that you keep tie-breakers short and to the point, as the judges will need to read through many entries and you want yours to stand out. 

The odds of winning any competition where extra effort is required are better than easy entry comps and draws. Many people can’t be bothered.

Increasingly, competitions run on social media channels request that you submit a photo along with your entry, and the odds can be better on those.

Competitions that are run locally, in newspapers, shopping centres, on local radio and in newsletters can give you good odds of winning, since there will be fewer entries than for national comps.

However, sometimes the same competition is run across all of the newspapers and radio stations within a group, so your chances won’t be as high.

Consider purchase-necessary comps

Di Coke recommends that you consider purchase-necessary competitions as well as free-to-enter ones. She says, “Over 25 years I’ve won thousands of pounds of prizes in purchase comps, including a car and several holidays – the biggest being my 2021 win of £15,000 plus £10,000 of shares in Brewdog! 

“In 2022 my biggest purchase necessary wins included an LG tech bundle worth over £2,500, a £500 Easyjet voucher with Walkers – £1,000 from a Lu biscuits standard rate text entry prize draw at the Co-op, and a £100 voucher with Glade Candles at Wilko.”

Di recommends that you take a photo of your receipt alongside the product in case you lose it. You may need it to validate your win.

Text competitions with an entry fee often have a low number of entries, so if you really want the prize it is worth entering.

Stay motivated

Obviously the biggest way to keep motivated with your comping hobby is to win regularly! If you keep a list of the prizes you have received you can see if your efforts have been worthwhile.

It’s also fun to join comping groups and forums for hints and tips, to make friends and to see what others have won. Di Coke’s Facebook group is Lucky Learners.

Are you start comping this year? Or have you already had some good wins?

Photo by Japheth Mast on Unsplash

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Turns out there is such a thing as a free lunch! Follow Mouthy Money on Twitter or like us on Facebook, and post your BEST MONEY SAVING TIP for the chance to win a slap up meal to the value of £80! Whether you’re posting on Twitter or Facebook, you must remember to tag us in the post or it won’t count!

Competition ends 30th September 2016. T&Cs here: bit.ly/2b2vWCs

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